Undone by the Bank of Scotland

Why does being right make me uncomfortable? At the time of Lloyds TSB being persuaded to take over HBOS, I suspected, without any specialist financial knowledge, that it would go sour - and said so. This judgement was purely intuitive and largely based on my assessment that Brown was only interested in short term political advantage with no interest in a larger strategic vision.

And so it has proved. I don't feel good about it. A friend of mine, who has worked for Lloyds for the whole of her career and who took share options each year, saw her savings decimated by the takeover. And there will be countless like her. Ordinary people, not high flyers, who invested cautiously for their retirement, only to discover that a single buccaneering move by the self-serving Gordon Brown.

And who really cares for these people? Not the parliamentarians who have been absorbed in various expenses scams, not the BBC journalists who - likewise, and not any of the political journalists and bloggers who seem only interested in fine political point-scoring.